Insurance

Why Do I Need Life Insurance?

Do you have your health insurance yet? If not maybe this will change your mind. We face all kinds of danger every day without knowing and sometimes we can get sick, injured but we cannot predict it. And when it happens we go to the doctor and sometimes they might ask you to get an MR scan, tomography, endoscopy, etc. These are advanced diagnosis methods and they can be a little expensive. Health insurance covers %80 of it. Not only that these health insurances offer all kinds of products. Usually insurance companies have different insurance types and you can find which one of them suits you. For example, every basic insurance has a basic level where you can go to pretty much every hospital and get treated at no cost. Sure you have to pay some amount to the insurance companies every month but If you get sick or injured very often you should consider getting yourself an insurance. You never know when you might need it. Especially in today’s conditions, there is an epidemic outbreak and depends on where you live but you are always in danger of getting infected. We really do not know what Covid specifically affects so if you do get infected the hospital bill can grow large in your expenses. You never know when you might need it but when you do please be sure it is not too late.

Also health insurances are good for those who are pregnant. You need to be older than eighteen years old to benefit from it and in some countries the number goes all the way to twenty-one. When women get pregnant they get themselves a doctor. A doctor, which they go to whenever something is wrong until the baby is born. So that means pregnant couples go to the doctor almost four times a week. If you don’t have insurance, you can only imagine the bill that is going to cost you. Normal birth, cesarean, birth and pregnancy complications, periodic examinations, the insurance covers all of that and believe us at the end of the day you are going to thank us if you get yourself health insurance after you read this. Like we said in the beginning, you never know what is going to happen to you and you should always be prepared for it. Health comes first, you should never forget how dire the situations can become.

About the author

Frank Ramos

Frank Ramos

Hello, I am a savings economist at GrayAction and an expert in personal finance. I hold a master's degree in economics from Stockholm University. I hope you will enjoy reading my articles on finance categories on the site.

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